ProgrammeIKHTIAR FINANCING SCHEME
Fund ProviderAmanah Ikhtiar Malaysia (AIM)
Objective
To reduce poverty in Malaysia through the provision of interest free
microcredit facilities to the poor and low-income households to finance
income-generating activities and thus improve their standard of living.
Eligibility
• Malaysians above 18 years old
• Low-income households (below RM3,850 per month)
Stage Of Business
Growth
Target Group/Sectors
Women
Tenure 
• Minimum: 25 weeks
• Maximum: 250 weeks
Interest/Profit Rate 
10% of annual competitive administration charge
Contact
Menara Amanah Ikhtiar,
No 3 Jalan Cempaka SD 12/1A, 
Bandar Sri Damansara PJU9 52200 
Kuala Lumpur
Tel: 03 6274 8810
Faks : 03 6274 8809

Puan Suziani
0362748873  
suziani@aim.gov.my
Websitehttp://www.aim.gov.my